BACKGROUND OF THE STUDY
Despite successive governments' efforts to alleviate poverty, Nigeria's condition is rather concerning, as the tale of poverty reduction appears to be bleak throughout the years (Abbas, 2017). It is not surprising, however, that impoverished people in Nigeria are exposed to all manner of brutal treatment and exploitation by agents of both state and commercial agencies from whom they seek aid. Unfortunately, because impoverished people lack independence, authority, and a voice on which to rely for everyday existence, they become cheap prey for many forms of political and economic exploitation.
The gravity of poverty and its condition, on the other hand, varies around the globe. For example, the number of people living in poverty across Africa, including Nigeria, is tragically increasing (MDG, 2015). The trend of poverty in Nigeria is exacerbated by a lack of fundamental requirements for a decent living, such as access to clean or portable water, healthcare facilities, educational opportunities, shelter, and housing (MDG, 2015, UNDP, 2015). Given the gravity of the situation, successive political administrations have devised one or more strategies to reduce poverty in the country. However, none of the government efforts appear to be producing significant results, since poverty remains widespread (Abbas, 2017). Microcredit loans, skill development, training, job creation, and other poverty reduction initiatives are employed by the government to combat poverty in the country. However, in Nigeria, most poverty alleviation methods do not regard people as supreme in policy formulation or execution.
The majority of poverty-relief solutions are developed within senior management and then released to the public. Any power that regular people could have had is plainly indirect, as such policies and tactics are made by top executives who do not truly comprehend the circumstances of the average poor. Given the failings of past governments' policies and plans, strategic solutions to tackling the country's poor predicament are sought. Sizya (2021), for example, discovered that cooperative organisations play an important role in the effective marketing and distribution of goods and services, particularly for small-scale farmers and rural impoverished people. Cooperative societies provide its members a voice in policy choices and develop social, economic, and political structures to promote their collective interests (Ezekiel, 2016). According to Sizya (2021) and Fapojuwo, Alarima, and Abiona (2018), other benefits of cooperative societies include increased member income and other economic benefits, facilitation of social welfare among its members, creation of job opportunities, financial inclusion, educational support for members and their children, and women and youth participation in economic activities, among others.
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